:root{--app-finance-green-light:var(--lightningcss-light,#b9e986)var(--lightningcss-dark,#9bdd63);--app-finance-green-main:var(--lightningcss-light,#8dc63f)var(--lightningcss-dark,#77b936);--app-finance-green-dark:var(--lightningcss-light,#6bab3e)var(--lightningcss-dark,#b8ed93);--app-finance-dark-action:#2f7a57;--app-finance-dark-action-hover:#3f9c68;--app-finance-workbench-green-main:var(--lightningcss-light,#2f7a57)var(--lightningcss-dark,#55b87e);--app-finance-workbench-green-deep:var(--lightningcss-light,#1f5a43)var(--lightningcss-dark,#a8e3c1);--app-finance-workbench-green-mint:var(--lightningcss-light,#dff3ea)var(--lightningcss-dark,#1f3a2c);--app-finance-workbench-accent:var(--app-finance-workbench-green-main);--app-finance-workbench-accent-deep:var(--app-finance-workbench-green-deep);--app-finance-workbench-accent-soft:var(--app-finance-workbench-green-mint);--lumo-base-color:var(--lightningcss-light,#fff)var(--lightningcss-dark,#08110b);--app-finance-workbench-surface:var(--lightningcss-light,var(--lumo-base-color))var(--lightningcss-dark,#0b1710);--app-finance-workbench-surface-soft:var(--lightningcss-light,#f7f8f4)var(--lightningcss-dark,#102117);--app-finance-workbench-surface-subtle:var(--lightningcss-light,#fbfcf8)var(--lightningcss-dark,#162b1e);--app-finance-workbench-surface-muted:var(--lightningcss-light,#edf2e4)var(--lightningcss-dark,#1c3425);--app-finance-workbench-text:var(--lightningcss-light,#1d2b36)var(--lightningcss-dark,#edf6ef);--app-finance-workbench-muted:var(--lightningcss-light,#667684)var(--lightningcss-dark,#a9baad);--app-finance-workbench-slate:var(--lightningcss-light,#374552)var(--lightningcss-dark,#b8c8bc);--app-finance-workbench-slate-deep:var(--lightningcss-light,#2f3c48)var(--lightningcss-dark,#d9eadc);--app-finance-chart-category-1:var(--app-finance-workbench-slate);--app-finance-chart-category-2:var(--app-finance-green-main);--app-finance-chart-category-3:var(--app-finance-workbench-green-main);--app-finance-chart-category-4:var(--app-finance-workbench-green-deep);--app-finance-chart-category-5:var(--app-finance-green-light);--app-finance-chart-category-6:var(--app-finance-workbench-slate-deep);--finance-chart-series-primary:var(--app-finance-workbench-accent);--finance-chart-series-secondary:var(--app-finance-workbench-slate);--app-flow-workbench-page-bg:var(--lightningcss-light,#fcfcfa)var(--lightningcss-dark,#07100a);--app-primary-color:var(--lightningcss-light,var(--app-finance-green-main))var(--lightningcss-dark,var(--app-finance-dark-action));--app-primary-text-color:var(--lightningcss-light,#3f6f24)var(--lightningcss-dark,#d8f2c9);--app-primary-color-soft:color-mix(in srgb, var(--app-primary-color) 14%, var(--app-finance-workbench-surface));--app-primary-color-softer:color-mix(in srgb, var(--app-primary-color) 7%, var(--app-finance-workbench-surface));--app-shell-border-soft:color-mix(in srgb, var(--app-primary-color) 10%, transparent);--finflow-font-family:-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol";--font-xxs:.75rem;--font-xs:.8125rem;--font-s:.875rem;--font-m:1rem;--font-l:1.125rem;--font-xl:1.375rem;--font-xxl:1.75rem;--font-xxxl:2.5rem;--line-height-body:1.625;--line-height-heading:1.3;--radius-s:8px;--radius-m:12px;--radius-l:16px;--radius-pill:999px;--space-1:4px;--space-2:8px;--space-3:12px;--space-4:16px;--space-5:20px;--space-6:24px;--space-8:32px;--space-10:40px}@media (prefers-color-scheme:dark){:root{--app-primary-color-soft:color-mix(in srgb, var(--app-primary-color) 18%, var(--app-finance-workbench-surface));--app-primary-color-softer:color-mix(in srgb, var(--app-primary-color) 10%, var(--app-finance-workbench-surface));--app-shell-border-soft:color-mix(in srgb, var(--app-primary-color) 22%, transparent)}}:root{--bg:var(--app-flow-workbench-page-bg);--surface:var(--app-finance-workbench-surface);--soft:var(--app-finance-workbench-surface-soft);--surface-muted:var(--app-finance-workbench-surface-muted);--text:var(--app-finance-workbench-text);--muted:var(--app-finance-workbench-muted);--accent:var(--app-finance-workbench-green-main);--accent-deep:var(--app-finance-workbench-green-deep);--chart-primary:var(--finance-chart-series-primary);--chart-real:var(--finance-chart-series-secondary);--chart-paid:var(--app-finance-workbench-muted);--border:var(--app-shell-border-soft);--control-bg:var(--app-finance-workbench-surface-soft);--control-border:var(--app-finance-workbench-slate);--control-focus-bg:var(--control-bg);--focus:var(--app-finance-workbench-green-main);--action-bg:var(--app-primary-color);--action-text:var(--text);--action-hover:var(--app-finance-green-dark);--action-hover-text:var(--text);--hover-bg:var(--app-primary-color-softer);--selected-bg:var(--app-primary-color-soft);--notice:var(--app-primary-color-softer);--notice-border:color-mix(in srgb, var(--app-primary-color) 24%, transparent);--step-bg:var(--app-finance-workbench-green-main);--step-text:#fff;--error:#9a3523;--warning:#90601c;--success:var(--app-finance-workbench-green-main);--panel-shadow:0 8px 20px color-mix(in srgb, var(--text) 3%, transparent)}@media (prefers-color-scheme:light){:root{--muted:#5f7081}}@media (prefers-color-scheme:dark){:root{--border:color-mix(in srgb, var(--accent) 24%, transparent);--control-focus-bg:var(--surface-muted);--focus:var(--app-finance-green-dark);--action-text:#fff;--action-hover:var(--app-finance-dark-action-hover);--action-hover-text:var(--bg);--notice:color-mix(in srgb, var(--app-primary-color) 14%, var(--surface));--notice-border:color-mix(in srgb, var(--app-primary-color) 34%, transparent);--step-text:var(--bg);--selected-bg:color-mix(in srgb, var(--accent) 20%, var(--surface));--error:#ffaf97;--warning:#e4b675}}:root{font-family:var(--finflow-font-family);--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light;color:var(--text);background:var(--bg);font-synthesis:none;line-height:var(--line-height-body);-webkit-font-smoothing:antialiased;font-size:16px}*{box-sizing:border-box}body{margin:0}a{color:inherit;text-underline-offset:4px}input,select{font:inherit;font-size:var(--font-m)}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button,summary{cursor:pointer}button{font:inherit;border:1px solid var(--border);border-radius:var(--radius-s);background:var(--surface);min-height:44px;color:var(--text);padding:10px 16px;font-weight:600}button:disabled{cursor:default;opacity:.6}:focus-visible{outline:3px solid var(--focus);outline-offset:3px}a:hover{color:var(--accent)}h1,h2,h3,p{margin-top:0}h1{letter-spacing:0;max-width:650px;margin-bottom:0;font-size:clamp(1.8rem,3.1vw,2.5rem);font-weight:650;line-height:1.16}h2{letter-spacing:0;font-size:1.35rem;line-height:1.3}h3{font-size:var(--font-l);font-weight:600;line-height:var(--line-height-heading);letter-spacing:0}small{font-size:var(--font-xs);color:var(--muted);line-height:1.5;display:block}code{overflow-wrap:anywhere}.site-header{justify-content:space-between;align-items:center;gap:20px;max-width:1280px;min-height:104px;margin:auto;padding:15px 0;display:flex}.brand{border-radius:var(--radius-s);background:0 0;width:180px;height:72px;display:block;position:relative;overflow:hidden}.brand img{object-fit:contain;width:180px;height:90px;display:block;transform:translateY(-9px)}.page-shell{max-width:1280px;margin:auto;padding-bottom:20px}.model-notice{background:var(--soft);border:1px solid var(--border);border-radius:var(--radius-m);color:var(--text);padding:14px 18px}.model-notice p{color:var(--muted);margin:0;font-size:.875rem;line-height:1.6}.model-notice strong{color:var(--text);margin-bottom:4px;display:block}.page-title{justify-content:space-between;align-items:end;gap:30px;margin-bottom:30px;display:flex}.eyebrow{font-size:var(--font-xs);text-transform:uppercase;letter-spacing:0;color:var(--app-primary-text-color);margin-bottom:10px;font-weight:700;display:block}.page-title>p{color:var(--muted);flex-shrink:0;margin:0 0 3px;font-size:.9375rem}.calculator{margin-top:var(--space-8);grid-template-columns:370px minmax(0,1fr);align-items:start;gap:28px;display:grid}.input-panel,.result-panel,.question-panel{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-l);padding:var(--space-6);min-width:0}.input-panel{box-shadow:var(--panel-shadow);container-type:inline-size}@container (width>=40rem){.input-panel>.panel-heading,.input-panel>.example-note,.input-panel>.field,.input-panel>.rate-presets,.input-panel>.assumptions,.input-panel>.start-settings,.input-panel>.auto-update-note,.input-panel>.help{max-width:30rem;margin-inline:auto}}.panel-heading{align-items:center;gap:var(--space-3);padding-bottom:var(--space-4);border-bottom:1px solid var(--border);margin-bottom:var(--space-4);flex-wrap:wrap;display:flex}.panel-heading h2{font-size:1.25rem;font-weight:600;line-height:var(--line-height-heading);margin:0}.step{border-radius:var(--radius-m);background:var(--step-bg);width:42px;height:42px;color:var(--step-text);flex-shrink:0;place-items:center;font-size:1.15rem;font-weight:700;display:grid}.result-status{font-size:var(--font-xs);color:var(--muted);margin-left:auto}label{font-size:var(--font-s);justify-content:space-between;gap:8px;margin-bottom:8px;font-weight:600;display:flex}label span{color:var(--muted);font-size:.8125rem;font-weight:400}input:not([type=range]):not([type=radio]),select{border:1px solid var(--control-border);border-radius:var(--radius-s);background:var(--control-bg);width:100%;min-width:0;height:auto;min-height:3rem;color:var(--text);padding:10px 12px;transition:border-color .15s}input:not([type=range]):not([type=radio]):focus,select:focus{border-color:var(--focus);background:var(--control-focus-bg)}input[type=range]{width:100%;accent-color:var(--chart-primary);min-height:30px;margin:7px 0 0}input+small,select+small{margin-top:6px}.field{margin-top:var(--space-5)}.help{color:var(--muted);margin:18px 0;font-size:.875rem}.assumptions{border-top:1px solid var(--border);border-bottom:1px solid var(--border);margin-top:var(--space-6);padding:var(--space-2) 0}.assumptions>summary{min-height:44px;padding:12px 0;font-size:.875rem;font-weight:600}.assumptions[open]{padding-bottom:20px}.text-button{color:var(--accent);font-size:var(--font-s);background:0 0;border:0;padding:7px 0}.start-info{color:var(--muted);flex-direction:column;align-items:start;margin-top:18px;font-size:.8125rem;display:flex}.start-info button{min-height:44px;font-size:.8125rem}.result-panel{container-type:inline-size}.headline-result{padding:var(--space-2) 0 var(--space-5);border-bottom:1px solid var(--border)}.headline-result .eyebrow{color:var(--muted);margin-bottom:12px}.big-number{letter-spacing:0;font-variant-numeric:tabular-nums;overflow-wrap:anywhere;color:var(--accent-deep);font-size:clamp(2rem,4.3vw,3.8rem);font-weight:600;line-height:1.14}.big-number span{letter-spacing:0;font-size:1.2rem}.result-context{color:var(--muted);margin:12px 0 0;font-size:.875rem}.headline-result>p:last-child:not(.eyebrow){margin-bottom:0;font-size:.8125rem}.exact-value{color:var(--muted);margin-top:6px}.value-grid{gap:var(--space-3);margin:var(--space-5) 0;grid-template-columns:1fr 1fr;display:grid}.value-grid>div{background:var(--soft);border-radius:var(--radius-s);padding:var(--space-3) var(--space-4)}.value-grid span,.balance-grid span{color:var(--muted);margin-bottom:6px;font-size:.8125rem;display:block}.value-grid strong{letter-spacing:0;overflow-wrap:anywhere;font-size:1.25rem;display:block}.value-grid small{margin-top:4px;font-size:.75rem}.chart-header{justify-content:space-between;align-items:baseline;gap:12px;display:flex}.chart-header h3{margin-bottom:0}.chart-header>span{color:var(--muted);white-space:nowrap;font-size:.75rem}.chart{width:100%;margin:16px 0 0;display:block;overflow:visible}.chart text{fill:var(--muted);font-size:13px}.gridline{stroke:var(--border);stroke-width:1px}.legend{color:var(--muted);flex-wrap:wrap;gap:14px;margin:6px 0 18px;font-size:.75rem;display:flex}.legend span{align-items:center;gap:6px;display:flex}.legend i{background:var(--chart-primary);width:15px;height:3px;display:inline-block}.legend .real{background:var(--chart-real)}.legend .paid{background:var(--chart-paid)}summary{min-height:44px;font-size:var(--font-s);align-content:center;font-weight:550}.calculator details:not(.assumptions):not([open])>summary{margin-bottom:calc(-22px + .5lh)}.field:has(>.rate-edit)>details.field-help>summary{margin-bottom:0}.year-table{margin-bottom:22px}.table-wrap{overscroll-behavior-x:none;max-width:100%;overflow-x:auto}table{border-collapse:collapse;font-variant-numeric:tabular-nums;min-width:100%;font-size:.8125rem}th,td{text-align:right;border-bottom:1px solid var(--border);white-space:nowrap;padding:9px}th:first-child{text-align:left}caption{text-align:left;color:var(--muted);padding:8px 0}.balance-grid{border-top:1px solid var(--border);border-bottom:1px solid var(--border);grid-template-columns:1fr 1fr;gap:16px;padding:22px 0;display:grid}.balance-grid strong{font-variant-numeric:tabular-nums;overflow-wrap:anywhere;font-size:.9375rem}.calculation-details{margin-top:12px}.calculation-details dl{grid-template-columns:140px 1fr;gap:10px 16px;font-size:.8125rem;line-height:1.6;display:grid}.calculation-details dt{color:var(--muted)}.calculation-details dd{margin:0}.privacy-note{border-top:1px solid var(--border);color:var(--muted);gap:10px;margin-top:18px;padding-top:16px;display:flex}.privacy-note p{margin:0;font-size:.8125rem}.privacy-note>span{color:var(--accent)}.notice{padding:var(--space-4);border:1px solid var(--notice-border);background:var(--notice);border-radius:var(--radius-s);margin:12px 0;font-size:.875rem}.notice p:last-child{margin-bottom:0}.notice button{margin-right:10px}.error{border-left:3px solid var(--error);color:var(--error);background:var(--surface)}.error p{margin:8px 0 0}.stale-note{color:var(--error);font-size:.875rem;font-weight:600}.stale .headline-result{border-left:3px solid var(--error);padding-left:14px}.empty-result{color:var(--muted);padding:40px 0}.explanation{gap:var(--space-2);margin:var(--space-10) 0 0;padding-top:var(--space-10);border-top:1px solid var(--border);grid-template-columns:minmax(0,1fr);display:grid}.explanation h2{font-size:var(--font-xxl);font-weight:700;line-height:var(--line-height-heading);max-width:380px}.explanation p{color:var(--muted);font-size:.9375rem}.inline-link{color:var(--accent);font-size:.875rem;font-weight:600}.faq details{border-bottom:1px solid var(--border);padding:8px 0}.faq summary{font-size:.9375rem}.faq p{margin:8px 0 16px}.pwa-bar{border-top:1px solid var(--border);justify-content:space-between;align-items:center;gap:20px;padding:15px 0;display:flex}.pwa-state{color:var(--muted);align-items:center;gap:8px;font-size:.8125rem;display:flex}.pwa-state i{background:var(--success);border-radius:50%;flex-shrink:0;width:7px;height:7px}.pwa-state i.offline{background:var(--warning)}footer{color:var(--muted);border-top:1px solid var(--border);flex-wrap:wrap;justify-content:space-between;gap:18px;padding:18px 0;font-size:.75rem;display:flex}footer a{min-height:32px}.skip-link{z-index:10;background:var(--surface);padding:12px;position:absolute;top:-100px;left:20px}.skip-link:focus{top:10px}.model-page{max-width:760px;margin:40px auto 70px}.model-page h1{margin-bottom:35px}.model-page h2{margin-top:32px}.model-page p{color:var(--muted)}@media (max-width:1350px){.site-header,.page-shell{margin-left:32px;margin-right:32px}}@media (min-width:1001px){.input-panel{overscroll-behavior:contain;scrollbar-gutter:stable;align-self:start;max-height:calc(100dvh - 32px);position:sticky;top:16px;overflow:auto}}@media (max-width:1000px){.calculator{grid-template-columns:minmax(0,1fr);gap:20px}.page-title{align-items:start}.page-title>p{display:none}.big-number{font-size:3rem}}@media (max-width:800px){.site-header,.page-shell{margin-left:20px;margin-right:20px}.page-title{margin-bottom:24px}.site-header{min-height:92px}}@media (max-width:430px){.site-header,.page-shell{margin-left:14px;margin-right:14px}.brand{width:145px;height:60px}.brand img{width:145px;height:72.5px;transform:translateY(-6px)}.model-notice{padding:12px 14px}.input-panel,.result-panel{padding:var(--space-4)}.balance-grid{grid-template-columns:1fr}.explanation{margin-top:var(--space-8);padding-top:var(--space-8)}.explanation h2{font-size:var(--font-xl)}.big-number{font-size:2.35rem}.calculation-details dl{grid-template-columns:1fr;gap:4px}.calculation-details dd{margin-bottom:8px}.chart-header{display:block}.chart-header>span{margin-top:4px;display:block}.pwa-bar{align-items:start}.pwa-bar button{text-align:right;min-width:106px}}@media (prefers-reduced-motion:reduce){*,:before,:after{scroll-behavior:auto!important;transition:none!important}}@media (max-width:430px){input[aria-invalid=true]{border-color:var(--error)}}.chart-axis{color:var(--muted);justify-content:space-between;margin:0 0 12px 66px;font-size:.8125rem;display:flex}input[aria-invalid=true]{border-color:var(--error)}.text-button:hover,summary:hover{background:var(--hover-bg)}.table-description{color:var(--muted);margin:8px 0;font-size:.8125rem}.table-frame{min-width:0;position:relative}.table-frame.has-more-columns:after{content:"";background:linear-gradient(to right,transparent,var(--border));pointer-events:none;width:18px;position:absolute;inset:0 0 0 auto}.year-table table{border-collapse:separate;border-spacing:0}.year-table thead th{white-space:normal;vertical-align:bottom;background:var(--surface-muted);min-width:8rem}.year-table th:first-child{z-index:1;background:var(--surface);min-width:6rem;box-shadow:1px 0 var(--border);position:sticky;left:0}.year-table thead th:first-child,.year-table tbody tr:hover th{background:var(--surface-muted)}.table-scroll-hint{color:var(--accent-deep);margin:6px 0}.table-pagination{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;margin-top:14px;display:flex}.table-pagination button{font-size:.875rem}.year-table tbody tr:hover{background:var(--hover-bg)}.brand .brand-wordmark-dark{display:none}@media (prefers-color-scheme:dark){.brand .brand-wordmark-dark{filter:brightness(0)invert();clip-path:inset(0 0 0 46%);display:block;position:absolute;inset:0}}.question-choices{border:0;min-width:0;margin:0 0 8px;padding:0}.question-choices legend{width:100%;margin-bottom:22px;padding:0;font-size:.9375rem;font-weight:600}.question-choices label{border:1px solid var(--border);border-radius:var(--radius-s);background:var(--soft);cursor:pointer;justify-content:flex-start;align-items:center;gap:10px;min-height:48px;padding:12px}.question-choices label:hover{background:var(--hover-bg)}.question-choices label.chosen{background:var(--selected-bg);border-color:var(--focus)}.question-choices input{appearance:none;border:2px solid var(--muted);background:var(--surface);border-radius:50%;place-content:center;width:18px;min-width:18px;height:18px;margin:0;display:grid}.question-choices input:checked{border-color:var(--focus)}.question-choices input:checked:before{content:"";background:var(--focus);border-radius:50%;width:8px;height:8px}@media (forced-colors:active){.question-choices input{appearance:auto}.question-choices input:checked:before{content:none}}.question-choices label span{min-width:0;color:var(--text);flex:1;font-size:.875rem;font-weight:500}.active-question{background:var(--selected-bg);border-radius:var(--radius-s);margin-top:16px;padding:12px;font-size:.875rem}.result-intro{font-size:var(--font-m);color:var(--text);max-width:44ch;margin-bottom:12px}.contribution-summary{color:var(--text);margin:16px 0 0;font-size:.9375rem}.ui-icon{vertical-align:middle;color:var(--accent-deep);flex-shrink:0;display:inline-block}.question-choices .ui-icon{width:24px;height:24px}.assumptions summary .ui-icon{width:19px;height:19px;margin-right:8px}.value-grid>div>.ui-icon{width:28px;height:28px;margin-bottom:10px}.privacy-note>.ui-icon{width:20px;height:20px}.question-panel{grid-column:1/-1}.question-choices legend .step{vertical-align:middle;margin-right:10px;display:inline-grid}.question-choices h2{font-size:1.25rem;font-weight:600;line-height:var(--line-height-heading);letter-spacing:-.025em;vertical-align:middle;margin:0;display:inline}.question-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;display:grid}.question-grid label{overflow-wrap:anywhere;gap:12px;min-width:0;min-height:64px;margin:0;padding:18px 16px}.question-copy strong{font-size:var(--font-m);margin:0;font-weight:700;display:block}.question-copy>span{font-size:var(--font-xs);color:var(--muted);font-weight:400;display:block}.question-panel #target-help{margin-top:14px}.extra-questions{flex-wrap:wrap;align-items:center;gap:8px 10px;margin-top:14px;display:flex}.extra-questions-title{font-size:var(--font-s);color:var(--muted);margin-right:2px}.question-choices .extra-questions label{border-radius:var(--radius-pill);overflow-wrap:anywhere;min-width:0;min-height:44px;margin:0;padding:8px 14px}@media (max-width:800px){.extra-questions{grid-template-columns:repeat(auto-fit,minmax(min(100%,9.5rem),1fr));display:grid}.extra-questions-title{grid-column:1/-1}.question-choices .extra-questions label{border-radius:var(--radius-s);padding:8px 12px}}.extra-questions-help{margin-top:2px}.cost-summary,.rounding-note{color:var(--muted);flex-wrap:wrap;align-items:center;column-gap:8px;font-size:.8125rem;display:flex}.cost-summary{margin:8px 0 0}.cost-summary .text-button,.rounding-note .text-button{font-size:inherit;margin-block:-6px;padding:0}.rounding-note{margin:-6px 0 18px}#amount-details{scroll-margin-top:16px}@media (max-width:800px){.question-grid{grid-template-columns:1fr;gap:10px}.question-grid label{padding:14px 16px}}@media (max-width:430px){.question-panel{padding:var(--space-4)}.question-choices h2{font-size:1.2rem}}.purpose{color:var(--muted);max-width:65ch;margin-bottom:22px;font-size:.9375rem}.example-note{font-size:var(--font-xs);background:var(--soft);border-radius:var(--radius-s);color:var(--muted);margin-bottom:18px;padding:10px 12px}.field-help{font-size:var(--font-s);color:var(--muted);margin-top:8px}.field-help summary{color:var(--accent-deep);min-height:44px}.field-help p{margin:8px 0 12px}.field-error{color:var(--error);margin-top:7px;font-weight:600}.start-settings{margin:4px 0 14px}.error-actions{flex-wrap:wrap;gap:8px;margin-top:16px;display:flex}.purchasing-power{padding:var(--space-4) 0 0;border-top:1px solid var(--border);margin:0 0 var(--space-4);align-items:flex-start;gap:14px;display:flex}.purchasing-power p{margin-bottom:8px;font-size:.9375rem}.amount-details{margin:14px 0}.amount-details>p{margin-top:14px;font-size:.875rem}.mobile-result-link{display:none}#result{scroll-margin-top:16px}@media (max-width:1000px){.page-shell{padding-bottom:110px}.mobile-result-link{bottom:12px;bottom:max(12px,env(safe-area-inset-bottom));z-index:20;background:var(--action-bg);color:var(--action-text);border-color:var(--focus);text-align:left;justify-content:space-between;align-items:center;gap:12px;display:flex;position:fixed;left:14px;right:14px;box-shadow:0 3px 18px #0003}.mobile-result-link strong{overflow-wrap:anywhere;font-size:.9375rem}.mobile-result-link>span{font-size:.875rem}}@media (max-width:800px){.question-choices h2{font-size:1.25rem}}.chart-frame{gap:var(--space-2);margin-top:var(--space-5);grid-template-columns:58px minmax(0,1fr);display:grid}.money-axis{color:var(--muted);text-align:right;flex-direction:column;justify-content:space-between;padding:0;font-size:.75rem;line-height:1;display:flex;position:relative}.chart-interaction{cursor:crosshair;touch-action:pan-y;border-radius:var(--radius-s);min-width:0;position:relative}.chart-interaction .chart{width:100%;margin:0;display:block;overflow:visible}.series-nominal{stroke:var(--chart-primary);stroke-width:3px;stroke-linejoin:round}.series-real{stroke:var(--chart-real);stroke-width:2.5px;stroke-dasharray:8 5}.series-paid{stroke:var(--chart-paid);stroke-width:2px;stroke-dasharray:4 5}.chart-cursor{stroke:var(--muted);stroke-width:1px;stroke-dasharray:3 3}.chart-dot{fill:var(--surface);stroke:var(--accent-deep);stroke-width:2px}.chart-readout{background:var(--soft);border-radius:var(--radius-s);padding:var(--space-3);margin:var(--space-3) 0 var(--space-5);font-size:var(--font-xs);font-variant-numeric:tabular-nums}.chart-readout>p{color:var(--muted);margin-bottom:10px}.chart-legend{gap:8px;margin:0;display:grid}.chart-legend>div{flex-flow:column wrap;justify-content:flex-start;align-items:flex-start;gap:2px;display:flex}.chart-legend dt{color:var(--text);align-items:center;gap:8px;display:flex}.chart-legend svg{flex-shrink:0}.chart-legend dd{margin:0 0 0 40px;font-weight:600}.money-axis span{white-space:nowrap;position:absolute;right:0;transform:translateY(-50%)}.money-axis span:first-child{top:8.6957%}.money-axis span:nth-child(2){top:50%}.money-axis span:nth-child(3){top:91.3043%}.series-variant{stroke:var(--chart-primary);stroke-width:1.75px;stroke-opacity:.5;stroke-linejoin:round}.series-nominal,.series-real,.series-paid,.series-variant{vector-effect:non-scaling-stroke}.explanation>*{overflow-wrap:anywhere;min-width:0}@media (prefers-color-scheme:dark){:root{--lightningcss-light: ;--lightningcss-dark:initial;color-scheme:dark}}.secondary-link{border:1px solid var(--control-border);border-radius:var(--radius-s);background:var(--surface);max-width:100%;min-height:44px;color:var(--accent);text-align:center;justify-content:center;align-items:center;padding:10px 16px;font-size:.875rem;font-weight:600;line-height:1.5;text-decoration:none;display:inline-flex}.secondary-link:hover{background:var(--soft);border-color:var(--accent)}.secondary-link:focus-visible{outline:3px solid var(--focus);outline-offset:3px}.primary-link{border:1px solid var(--action-bg);border-radius:var(--radius-s);background:var(--action-bg);max-width:100%;min-height:44px;color:var(--action-text);font-size:var(--font-s);text-align:center;justify-content:center;align-items:center;padding:10px 16px;font-weight:600;line-height:1.5;text-decoration:none;display:inline-flex}.primary-link:hover{background:var(--action-hover);border-color:var(--action-hover);color:var(--action-hover-text)}.number-input{position:relative}.number-input input:not([type=range]):not([type=radio]){padding-right:52px}.number-input+small{margin-top:6px}.clear-number{width:44px;height:44px;min-height:44px;color:var(--muted);background:0 0;border:0;place-items:center;padding:0;display:grid;position:absolute;top:50%;right:2px;transform:translateY(-50%)}.clear-number:hover{background:var(--hover-bg);color:var(--text)}.clear-number:focus-visible{outline-offset:-3px}.select-control{position:relative}.select-control select{appearance:none;line-height:inherit;padding-right:40px;display:block}.select-control:after{content:"";pointer-events:none;border-bottom:2px solid;border-right:2px solid;width:8px;height:8px;position:absolute;top:50%;right:17px;transform:translateY(-75%)rotate(45deg)}.select-control+small{margin-top:6px}#currency-help{margin:6px 0 0}.visually-hidden{clip-path:inset(50%)!important;white-space:nowrap!important;border:0!important;width:1px!important;height:1px!important;margin:-1px!important;padding:0!important;position:absolute!important;overflow:hidden!important}.purchasing-power h3 strong{color:var(--accent-deep);font-size:1.25rem}.result-details>section{margin:var(--space-5) 0;padding-top:var(--space-3);border-top:1px solid var(--border)}.result-details h3{margin:0 0 12px}.result-details .balance-grid{border:0;padding:12px 0}.all-faq>details{margin-left:12px}.finflow-offer{justify-content:space-between;align-items:center;gap:var(--space-4);margin-top:var(--space-10);padding:var(--space-6);background:var(--soft);border-color:var(--border);border-radius:var(--radius-l);flex-wrap:wrap;display:flex}.finflow-offer h2{font-size:var(--font-xl);margin-bottom:var(--space-1)}.finflow-offer p{margin:0 0 4px}.finflow-offer>div{overflow-wrap:anywhere;flex:16rem;min-width:0}@media (max-width:600px){.finflow-offer{flex-direction:column;align-items:flex-start}.finflow-offer>div{flex-basis:auto}}select option{color:var(--text);background:var(--control-bg)}.chart-frame.has-end-labels{grid-template-columns:58px minmax(0,1fr) 44px}.end-labels{min-width:0;position:relative}.end-label{white-space:nowrap;color:var(--muted);font-variant-numeric:tabular-nums;font-size:.75rem;line-height:1;position:absolute;left:0;transform:translateY(-50%)}.end-label-nominal{color:var(--accent-deep);font-weight:700}.chart-axis.has-end-labels{margin-right:52px}.series-higher{stroke:var(--accent-deep);stroke-opacity:.7}.series-lower{stroke-opacity:.45}.chart-key{color:var(--text);flex-wrap:wrap;align-items:center;gap:6px 16px;margin:0 0 10px;display:flex}.chart-key>span{align-items:center;gap:8px;display:inline-flex}.chart-key .chart-key-note{color:var(--muted)}.question-panel .target-help{border-left:3px solid var(--focus);font-size:var(--font-s);color:var(--text);margin:14px 0 0;padding-left:10px}.goal-line{stroke:var(--warning);stroke-width:1.75px;stroke-dasharray:10 4 2 4;vector-effect:non-scaling-stroke}.goal-dot{fill:var(--surface);stroke:var(--warning);stroke-width:2.5px;vector-effect:non-scaling-stroke}.end-label-goal{color:var(--warning);font-weight:700}.goal-dot-variant{stroke-width:2px}.reach-label{white-space:nowrap;color:var(--muted);font-variant-numeric:tabular-nums;pointer-events:none;font-size:.75rem;line-height:1;position:absolute;transform:translate(-50%,calc(-100% - 6px))}.reach-label-nominal{color:var(--accent-deep);font-weight:700}.purchasing-power>div{flex-wrap:wrap;align-items:baseline;column-gap:12px;width:100%;min-width:0;display:flex}.purchasing-power h3{overflow-wrap:anywhere;flex:auto;margin:0}.purchasing-power .text-button{margin-left:auto}.purchasing-power small{flex-basis:100%;order:2}.purchasing-power details{flex-basis:100%;order:3}@media (max-width:430px){.purchasing-power{padding:var(--space-3) 0 0;margin-bottom:var(--space-3)}.value-grid{grid-template-columns:repeat(auto-fit,minmax(min(100%,8.5rem),1fr));gap:8px;margin:12px 0}.value-grid>div{padding:var(--space-2) var(--space-3)}.value-grid strong{font-size:1.05rem}}.rate-presets{border:0;min-width:0;margin-inline:0;padding:0}.rate-presets legend{font-size:var(--font-s);margin-bottom:8px;padding:0;font-weight:600}.preset-options{grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;display:grid}.preset-options label{border:1px solid var(--border);border-radius:var(--radius-s);background:var(--soft);text-align:center;cursor:pointer;min-height:44px;margin:0;padding:8px 2px;font-weight:500;display:block;position:relative}.preset-options label:hover{background:var(--hover-bg)}.preset-options label.chosen{background:var(--selected-bg);border-color:var(--focus)}.preset-options label:has(input:focus-visible){outline:3px solid var(--focus);outline-offset:2px}.preset-options input{opacity:0;pointer-events:none;width:1px;height:1px;margin:0;position:absolute}.preset-options strong{color:var(--text);-webkit-hyphens:auto;hyphens:auto;font-size:.8125rem;font-weight:600;display:block}.preset-options label span span{color:var(--muted);font-size:.8125rem}.rate-presets small{margin-top:6px}.rate-presets+.field{margin-top:14px}.field:has(>.field-help:last-child)+.assumptions{margin-top:8px}.result-content .headline-result,.result-content .value-grid,.result-content .purchasing-power{transition:opacity .15s}.result-content.updating .headline-result,.result-content.updating .value-grid,.result-content.updating .purchasing-power{opacity:.55;transition-delay:.15s}.result-status.pending{animation:.2s .6s both status-reveal}@keyframes status-reveal{0%{opacity:0}to{opacity:1}}@media (prefers-reduced-motion:reduce){.result-content .headline-result,.result-content .value-grid,.result-content .purchasing-power{transition:none}.result-status.pending{animation:none}}.field:has(>.rate-edit){flex-wrap:wrap;justify-content:space-between;align-items:center;column-gap:12px;margin-top:4px;display:flex}.rate-edit{text-align:left;min-height:44px;padding-block:0;display:block}.field:has(>.rate-edit)>.field-help{margin-top:0}.field:has(>.rate-edit)>.field-help[open]{flex-basis:100%}@media (max-width:560px){.model-notice{padding:8px 12px}.model-notice p{font-size:.8125rem;line-height:1.45}.model-notice strong{margin:0 4px 0 0;display:inline}.question-panel{padding:14px 16px}.question-choices legend{margin-bottom:12px}.question-choices h2{font-size:1.1rem}.step{border-radius:var(--radius-s);width:32px;height:32px;font-size:.95rem}.question-grid{gap:6px}.question-grid label{gap:10px;min-height:48px;padding:8px 12px}.question-choices .ui-icon{width:20px;height:20px}.extra-questions{gap:6px;margin-top:8px}.question-choices .extra-questions label{min-height:44px;padding:6px 10px}.question-panel .target-help{margin-top:10px}.panel-heading{gap:10px;margin-bottom:10px;padding-bottom:10px}.panel-heading h2{font-size:1.05rem}.example-note{margin:10px 0 0;padding:6px 10px}.input-panel .field{margin-top:14px}.input-panel .rate-presets+.field{margin-top:8px}.auto-update-note{display:none}.start-settings{margin-bottom:0}.assumptions{margin-top:12px}.result-panel{padding-top:14px}.headline-result{padding-top:4px}.input-panel:has(#capital):has(#contribution){flex-wrap:wrap;align-items:flex-start;column-gap:12px;display:flex}.input-panel:has(#capital):has(#contribution)>*{flex:100%;min-width:0}:is(.input-panel:has(#capital):has(#contribution)>.field:has(#capital),.input-panel:has(#capital):has(#contribution)>.field:has(#contribution)){flex-basis:calc(50% - 6px)}:is(.input-panel:has(#capital):has(#contribution) .field:has(#capital) label,.input-panel:has(#capital):has(#contribution) .field:has(#contribution) label){min-height:3em;line-height:1.5;display:block}:is(.input-panel:has(#capital):has(#contribution) .field:has(#capital) label span,.input-panel:has(#capital):has(#contribution) .field:has(#contribution) label span){margin-left:.3em}.question-choices .extra-questions label{gap:8px;padding:6px 8px}.question-choices .extra-questions label span{overflow-wrap:normal;font-size:.8125rem}.field:has(>.number-input #year){grid-template-columns:6.5rem minmax(0,1fr);align-items:center;column-gap:14px;display:grid}.field:has(>.number-input #year)>*{grid-column:1/-1}.field:has(>.number-input #year)>.number-input{grid-column:1}.field:has(>.number-input #year)>input[type=range]{grid-column:2;margin:0}}@media (min-width:641px){.site-header .calculator-nav{margin-left:auto}.site-header .calculator-nav~.install-entry{margin-left:0}.site-header .install-entry.install-entry{min-height:48px}}html:not([data-app-mode]) :is([data-install-entry],[data-app-help]),html[data-app-mode=standalone] [data-install-entry],html[data-app-mode=browser] [data-app-status]{display:none}.site-header .install-entry.install-header{background:var(--surface);color:var(--text);border-color:var(--border)}.site-header .install-entry.install-header:hover{background:var(--hover-bg)}.page-end{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:8px 32px;margin-top:32px;padding:16px 0;display:flex}.page-end .model-notice{background:0 0;border:0;border-radius:0;flex:420px;margin:0;padding:0}.page-end .model-notice strong{margin:0 4px 0 0;display:inline}.page-end .pwa-bar{border:0;gap:12px;padding:0}[data-astro-cid-3vxcvxh3][hidden]{display:none!important}.install-offer[data-astro-cid-3vxcvxh3]{border-block:1px solid var(--border);justify-content:space-between;align-items:center;gap:12px;margin:24px 0;padding:12px 0;display:flex}.install-offer[data-astro-cid-3vxcvxh3] p[data-astro-cid-3vxcvxh3]{color:var(--muted);margin:0;font-size:.875rem}button[data-astro-cid-3vxcvxh3]{justify-content:center;align-items:center;gap:8px;display:inline-flex}button[data-astro-cid-3vxcvxh3] .ui-icon{flex-shrink:0;width:18px;height:18px}.install-entry[data-astro-cid-3vxcvxh3]{font-size:.875rem}.app-status[data-astro-cid-3vxcvxh3]{margin-left:auto}.install-header[data-astro-cid-3vxcvxh3]{background:var(--action-bg);color:var(--action-text);border-color:var(--action-bg);margin-left:auto}@media (max-width:600px){.install-offer[data-astro-cid-3vxcvxh3]{flex-wrap:wrap}.install-entry[data-astro-cid-3vxcvxh3]{padding:8px}}[hidden].svelte-7ur7tq{display:none}.device-summary.svelte-7ur7tq{justify-content:space-between;align-items:baseline;gap:12px;font-size:.875rem;line-height:1.6;display:flex}.device-summary.svelte-7ur7tq>span:where(.svelte-7ur7tq){min-width:0}.device-summary.svelte-7ur7tq button:where(.svelte-7ur7tq){flex-shrink:0}.device-select.svelte-7ur7tq{position:relative}select.svelte-7ur7tq{appearance:none;min-height:3rem;padding:.625rem 2.75rem .625rem .75rem;line-height:1.5;display:block}.device-select.svelte-7ur7tq:after{content:"";pointer-events:none;border-bottom:2px solid;border-right:2px solid;width:.5rem;height:.5rem;position:absolute;top:50%;right:1rem;transform:translateY(-75%)rotate(45deg)}h3.svelte-7ur7tq{margin:14px 0;font-size:1rem;line-height:1.5}ol.svelte-7ur7tq{counter-reset:steps;gap:12px;margin:0;padding:0;list-style:none;display:grid}li.svelte-7ur7tq{counter-increment:steps;grid-template-columns:28px minmax(0,1fr);gap:12px;font-size:.9375rem;line-height:1.6;display:grid}li.svelte-7ur7tq:before{content:counter(steps);height:28px;color:var(--accent);background:var(--soft);border-radius:50%;align-self:start;place-items:center;font-size:.8125rem;font-weight:700;display:grid}li.svelte-7ur7tq>div:where(.svelte-7ur7tq){align-items:flex-start;gap:10px;min-width:0;display:flex}li.svelte-7ur7tq svg{width:20px;height:24px}.menu-example.svelte-7ur7tq{border:1px solid var(--border);border-radius:var(--radius-s);background:var(--soft);padding:10px 12px}details.svelte-7ur7tq{margin-top:12px}summary.svelte-7ur7tq{padding:10px 0}p.svelte-7ur7tq{color:var(--muted);margin:8px 0;font-size:.875rem;line-height:1.6}.readiness.svelte-1hueb3o{color:var(--muted);align-items:baseline;gap:8px;font-size:.875rem;line-height:1.6;display:inline-flex}i.svelte-1hueb3o{background:var(--muted);border-radius:50%;flex-shrink:0;width:8px;height:8px;display:inline-block}[data-state=unavailable].svelte-1hueb3o i:where(.svelte-1hueb3o){background:var(--muted)}[data-state=ready].svelte-1hueb3o i:where(.svelte-1hueb3o){background:var(--success)}[data-state=error].svelte-1hueb3o i:where(.svelte-1hueb3o){background:var(--error)}[data-state=preparing].svelte-1hueb3o i:where(.svelte-1hueb3o){background:var(--warning)}dialog.svelte-v673do{width:min(540px,100% - 32px);max-height:calc(100dvh - 32px);color:var(--text);background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-l);overflow-wrap:anywhere;padding:0;overflow:hidden;box-shadow:0 16px 48px #0004}dialog[open].svelte-v673do{flex-direction:column;display:flex}dialog.svelte-v673do::backdrop{background:#07120db3}.dialog-scroll.svelte-v673do{overscroll-behavior:contain;min-height:0;padding:24px;overflow-y:auto}.dialog-top.svelte-v673do{justify-content:space-between;align-items:center;margin-bottom:14px;display:flex}.dialog-top.svelte-v673do img:where(.svelte-v673do){border-radius:var(--radius-m)}.dialog-top.svelte-v673do button:where(.svelte-v673do){min-width:44px;padding:8px;font-size:1.5rem;line-height:1}h2.svelte-v673do{margin-bottom:8px;font-size:1.5rem}p.svelte-v673do{color:var(--muted);font-size:.9375rem;line-height:1.6}.direct-note.svelte-v673do{color:var(--text)}.manual-alternative.svelte-v673do{margin:12px 0}summary.svelte-v673do{padding:10px 0}.install-notes.svelte-v673do{border-top:1px solid var(--border);margin-top:16px;padding-top:14px}.install-notes.svelte-v673do p:where(.svelte-v673do){margin:8px 0 0;font-size:.875rem}.install-notes.svelte-v673do button:where(.svelte-v673do){display:block}.offline-note.svelte-v673do{border-radius:var(--radius-s);background:var(--soft);padding:12px 14px}.install-privacy.svelte-v673do{align-items:flex-start;gap:10px;margin-top:12px;display:flex}.install-privacy.svelte-v673do svg{margin-top:3px}.install-privacy.svelte-v673do p:where(.svelte-v673do){margin:0}.app-version.svelte-v673do{margin:18px 0 0;font-size:.8125rem}.install-feedback.svelte-v673do{margin:12px 0 0}.install-feedback.svelte-v673do:empty{height:0;margin:0;overflow:hidden}.dialog-actions.svelte-v673do{border-top:1px solid var(--border);background:var(--surface);flex-wrap:wrap;flex-shrink:0;gap:10px;max-height:55dvh;padding:16px 24px;display:flex;overflow-y:auto}.install-primary.svelte-v673do{background:var(--action-bg);color:var(--action-text);border-color:var(--action-bg)}.install-secondary.svelte-v673do{border-color:var(--control-border)}@media (max-width:600px){dialog.svelte-v673do{border-radius:var(--radius-l) var(--radius-l) 0 0;width:100%;max-width:100%;max-height:calc(100dvh - 16px);margin:auto 0 0}.dialog-scroll.svelte-v673do{padding:20px}.dialog-actions.svelte-v673do{padding:14px 20px max(14px, env(safe-area-inset-bottom))}.dialog-actions.svelte-v673do button:where(.svelte-v673do){flex:140px}}section.svelte-l9lh25{margin:14px 0 0}p.svelte-l9lh25{margin:8px 0;font-size:.875rem;line-height:1.6}button.svelte-l9lh25{white-space:normal;max-width:100%;margin:4px 6px 0 0}.update-error.svelte-l9lh25{color:var(--muted)}.update-banner.svelte-l9lh25{border:1px solid var(--border);border-radius:var(--radius-s);background:var(--soft);color:var(--text);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:.25rem 1rem;margin:0 0 1rem;padding:.5rem 1rem;font-size:.875rem;display:flex}.update-banner.svelte-l9lh25 button:where(.svelte-l9lh25){min-height:44px;margin:0}dialog.svelte-l9lh25{border:1px solid var(--border);border-radius:var(--radius-l);background:var(--surface);width:min(34rem,100% - 2rem);max-height:calc(100dvh - 2rem);color:var(--text);padding:1rem;overflow:auto}dialog.svelte-l9lh25::backdrop{background:#0006}dialog.svelte-l9lh25 .update-notice{margin:0}.calculator-nav[data-astro-cid-geqlrah2] ul[data-astro-cid-geqlrah2]{background:var(--soft);border:1px solid var(--border);border-radius:var(--radius-m);flex-wrap:wrap;gap:4px;margin:0;padding:4px;list-style:none;display:flex}.calculator-nav[data-astro-cid-geqlrah2] a[data-astro-cid-geqlrah2]{border-radius:var(--radius-s);min-height:44px;color:var(--text);text-align:center;overflow-wrap:anywhere;justify-content:center;align-items:center;padding:0 16px;font-size:.875rem;font-weight:600;text-decoration:none;display:flex}.calculator-nav[data-astro-cid-geqlrah2] a[data-astro-cid-geqlrah2]:hover{background:var(--hover-bg);color:var(--text)}.calculator-nav[data-astro-cid-geqlrah2] a[data-astro-cid-geqlrah2][aria-current]{background:var(--surface);box-shadow:inset 0 0 0 1px var(--focus);color:var(--accent-deep)}@media (min-width:641px){.calculator-nav[data-astro-cid-geqlrah2] a[data-astro-cid-geqlrah2]{min-height:38px}}@media (min-width:641px) and (max-width:960px){.calculator-nav[data-astro-cid-geqlrah2] a[data-astro-cid-geqlrah2]{padding:0 10px}}@media (min-width:641px) and (max-width:800px){.calculator-nav[data-astro-cid-geqlrah2] ul[data-astro-cid-geqlrah2]{gap:2px}.calculator-nav[data-astro-cid-geqlrah2] a[data-astro-cid-geqlrah2]{padding:0 6px;font-size:.8125rem}}@media (max-width:640px){.calculator-nav[data-astro-cid-geqlrah2]{flex-basis:100%;order:1;min-width:0}.calculator-nav[data-astro-cid-geqlrah2] ul[data-astro-cid-geqlrah2]{gap:2px}.calculator-nav[data-astro-cid-geqlrah2] li[data-astro-cid-geqlrah2]{flex:auto;min-width:0}.calculator-nav[data-astro-cid-geqlrah2] a[data-astro-cid-geqlrah2]{overflow-wrap:normal;padding:0 4px;font-size:.8125rem}}@media (max-width:359px){.calculator-nav[data-astro-cid-geqlrah2] ul[data-astro-cid-geqlrah2]{scrollbar-width:none;flex-wrap:nowrap;overflow-x:auto}.calculator-nav[data-astro-cid-geqlrah2] li[data-astro-cid-geqlrah2]{flex:none}.calculator-nav[data-astro-cid-geqlrah2] a[data-astro-cid-geqlrah2]{padding:0 8px}}.site-header[data-astro-cid-ju4pidww]{flex-wrap:wrap}.brand[data-astro-cid-ju4pidww]{flex-shrink:0}@media (max-width:640px){.site-header[data-astro-cid-ju4pidww]{row-gap:10px}}
